Gobseck

The plot of Gobseck, set during the French Restoration, is framed within a conversation between lawyer Maître Derville and Vicomtesse de Grandlieu. Derville tells a story which focuses on Anastasie de Restaud, née Goriot. Anastasie de Restaud is the daughter of a rich bourgeois who has married into the aristocracy, but is bored by her marriage, which is loveless and passionless.

Anastasie de Restaud has an affair with Maxime de Trailles, and spends her fortune on de Trailles. She turns to the usurer Jean-Esther van Gobseck for financial assistance. Maître Derville acts as Gobseck’s lawyer while Derville's future wife is also one of Gobseck's debtors.

Anastasie's husband finds out about her debts, so he signs a convoluted contract with Gobseck which is supposed to benefit his and Anastasie's children. However, Anastasie destroys that contract during her irrational schemings. Subsequently, both Anastasie's marriage is destroyed and her family fortune is lost.

Eventually, elderly Gobseck gains an even larger fortune through factoring. Shortly after his death, Derville discovers many treasures in Gobseck's home, including loads of spoiled food which Gobseck had intended to sell.

"'Daddy Gobseck,' I began, 'is intimately convinced of the truth of the principle which he takes for a rule of life. In his opinion, money is a commodity which you may sell cheap or dear, according to circumstances, with a clear conscience. A capitalist, by charging a high rate of interest, becomes in his eyes a secured partner by anticipation. Apart from the peculiar philosophical views of human nature and financial principles, which enable him to behave like a usurer, I am fully persuaded that, out of his business, he is the most loyal and upright soul in Paris. There are two men in him; he is petty and great—a miser and a philosopher…”

— Honoré de Balzac, Gobseck,